Current Mortgage Interest Rates Remained Steady at Capital One Financial on …

The mortgage shoppers, who are planning on securing required amount of funds from Capital One to fund their new and expensive realty investments, can opt for the jumbo variants of 30 year fixed rate mortgage home loan deals, which are now traded at an interest rate of 4.625% and an annual percentage yield of 4.650% today. In the short term lending division, the jumbo versions of 15 year fixed rate mortgage deals can be seen coming out at an interest rate of 4.000% and an APR yield of 4.042%.

In the adjustable rate mortgage home loan section, the interested customers can find the ideal 5 year flexible rate home loan schemes being listed at a starting interest rate of 3.125% and backed...

Leave a Comment July 31, 2014

China June new bank loans beat expectations as Beijing steps on the gas

BEIJING (Reuters) – Chinese banks lent a much stronger-than expected 1.08 trillion yuan (S$215.9 billion) worth of new yuan loans in June as Beijing steps up efforts to stimulate the worlds second-largest economy.

Markets had expected banks to write 915 billion yuan in new loans for the month, up modestly from May.

Broad M2 money supply jumped 14.7 per cent last month from a year earlier, the Peoples Bank of China said in a statement on its website on Tuesday, also higher than a forecast of 13.5 per cent in a Reuters poll of economists.

While a fall in short-term lending rates hinted at a higher supply of funds during the month, the money swirling in the market...

Leave a Comment July 31, 2014

PayPal loans: Working Capital offered to UK businesses

The payments giant said users, including eBay sellers, will have access to an
interest-free merchant cash advance against their future sales.

Leave a Comment July 31, 2014

Non-bank loans: Quick, easy…and addictive?

During the recent recession, many traditional financing options for small businesses dried up. Even when the economy started to rebound, banks increased loans to large businesses while scaling back financing for smaller firms.

Today, the odds of a small business actually receiving a bank loan are about 50-50, according to a recent Pepperdine Private Capital Index Survey.

This has opened doors for alternative lenders, which dont require business owners to have flawless credit or go through months of red tape. They often look beyond credit history and factor in other indicators of business health, like transactions and revenue.

While they still provide just a fraction of the funds...

Leave a Comment July 31, 2014

PayPal to offer working capital to small business customers

Online payments giant PayPal is to offer loans to small firms in the UK for the first time.

The website will offer working capital to existing business customers; specifically targeting SMEs from the autumn. PayPal has said users, including sole trader eBay sellers, will have access to an interest-free merchant cash advance against their future sales.

The move will be initially available to selected merchants before opening up more widely next year. It comes amid pressure from the UK Government for banks to lend more to ambitious, growing businesses.

PayPal has recently launched a push for its products to be used in existing physical shops, on market stalls and in more...

July 30, 2014 Reports as the Eighth Top … reveals as the eighth best online credit card processing company for the month of July 2014.

(PRWEB) July 16, 2014 has announced the rankings of the 30 best online credit card processing agencies for July 2014. has been named the eighth best firm due to their impressive performance during the thorough evaluation process. The rankings are released each month to assist customers of payment processing services in selecting reputable agencies.

These companies are investigated through a meticulous evaluation process to identify which companies to feature...

July 30, 2014

PayPal Working Capital – PayPal to Offer Merchant Cash Advances to UK …

Friday 25 July, 2014
Small businesses are the lifeblood of the British economy. But seven years after the start of the credit crunch, many of them tell us theyre still struggling to get funding. According to the British government, around a third of SMEs rely on retained earnings or the owners own finances rather than bank or equity funding. This means that many find it very difficult to finance their present needs or future growth. And the problem is acute for smaller, online businesses. PayPal can help. This autumn, we will be launching PayPal Working Capital to help British businesses fund their future growth. For the first time in Britain, PayPal business customers (including...

July 30, 2014

Take a chance on lottery at your bank?

The ABA Center for Regulatory Compliance regularly receives emails and calls from our members asking about the permissibility of holding a drawing or a lottery.

Generally, the marketing department, loan department, or even the investment area wants to encourage customers to open an account, sign up for a new product or service, or meet with a loan officer or investment representative.

A prize drawing seems like an attractive way to entice people to participate. However well-intentioned or clever the idea–it can be a problem.

The reason? Federally regulated banks are prohibited from participating in lotteries.

Getting down to details

Under federal law,...

July 29, 2014

Mid-Essex CCG to hold public consultations on money saving proposals

Residents of Maldon will soon be able to have their say on local NHS plans to save money.

The Mid Essex Clinical Commissioning Group begins public consultations next Monday on their future plans.

They want feedback on proposals, to get health services ‘back on track’ financially.

Accountable Officer for Mid Essex CCG Caroline Rassell, said: “Healthcare demands have continued to rise.

“The pressure on funds is even greater.

“We need to face some difficult decisions to cut spending in the short term, while we work with all of our partners in health to improve things for the long term.


July 29, 2014

Saving Money On Back-To-School Shopping

DENVER (CBS4) Some Colorado school districts will start up again at the beginning of August. That means that parents are working on filling those long school supply lists, which can add up to as much as a $100 per child.

Retail shopping blogger, Kyle James, is a father of three and recently did an post of his favorite money saving tips for back-to-school time.

LINK: 7 Genius (Yet Easy) Ways To Save On Back-To-School Shopping

On his website,, James suggests that shoppers never buy everything they need from one store.

July 29, 2014

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