Today’s Mortgage Interest Rates at Bank of America, Wells Fargo and SunTrust …

Bank of America

Moving along the same lines, Charlotte based mortgage lender, Bank of America (NYSE: BAC), still continues to offer its standard, long term, 30 year fixed rate mortgage home loan deals at an interest rate of 4.125% and an annual percentage rate of 4.225%. In the short term home loan division, 15 year fixed rate mortgage home loans can be seen listed at a reduced interest rate of 3.875 % and an APR yield of 4.037% on August 29, 2014. In the flexible home loan section, 5 year adjustable rate mortgage plans are now listed at an interest rate of 3.375% and an APR yield of 3.559% to start with.

Shifting sights to refinancing division, the mortgage shoppers can see the popular...

Leave a Comment September 2, 2014

TV money saving expert Martin Lewis: How to catch the best train deals

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If you want to save money on the train, take the logic book and throw it out of the window, says Martin.

While travelling by train can be cheap, efficient and easy, the pricing system is a mess. So to really hone down the cheapest priced tickets you need to understand and combine first the simple tips, then the bizarre.

Book 12 weeks early for cheaper fares

Most people know if you book early youll get cheaper advance train tickets.

Leave a Comment September 2, 2014

Why Taxpayers Will Be on the Hook When It’s Time to Raise Rates

The financial crisis has changed the mechanics of monetary policy. When economic growth improves to the point that the Federal Reserve finally decides to increase short-term interest rates, it will need a new approach to do so. For the first time in history, to engineer the federal funds rate, the Federal Reserve will have to funnel billions of dollars of taxpayer money into financial institutions to borrow back the excess reserves it has injected into the banking system.

Before the crisis, the Federal Reserve engineered changes in short-term interest rates by buying and selling government bonds. The Fed would sell a government bond to a bank, which paid for the bond by drawing down...

Leave a Comment September 2, 2014

Red cards now available with money-saving offers

LT staff report

Area businesses are supporting the Liberal High School athletics programs by offering discounts to those who purchase a Red Card.

The cards sell for $10 each, and 100 percent of the proceeds are returned to LHS athletics.

Eighteen local businesses are offering discounts including Ayr Lanes, Angel Nails, Billy’s, Liberal Animal Hospital, Squeaky Clean Car Wash, Burger King, Brown’s Shoe Fit, Spencer Browne’s, Vallarta Restaurant, Grif Golf, The Flower Basket, Pizza Hut, Clingan Tire, Tanit, Weaver’s Alignment, Whispers Wishes Photography, Snow Shack, and Sonic.

To get a Red Card, contact a Redskin or Lady Redskin athlete,...

September 1, 2014

10 Smart Money-Saving Tips for Time-Strapped People

PennyPinchinMom.com has a slew of resources available on her site, which is organized in such a way that it serves as a one-stop shop to spend less on needed items you are looking to buy.

Also check out another site called PocketYourDollars.com, which includes back-to-school deals and shares insight about paying less for organic items and how to make a shopping list to maximize savings. Other sites such as RainingHotCoupons.com, TheKrazyCouponLady.com, BargainBriana.com and many others update the latest deals like these on a regular basis.

4. Get rewarded when necessary. Whether you manage to find sales online or at brick and mortar stores, you can continue to get rewards or cash...

September 1, 2014

Bank Rakyat Targets 10pc Growth For Credit Card-I Segment

Pic: ringgitplus.comKUALA LUMPUR: Bank Rakyat targets to achieve 10 per cent growth for its Credit Card-i segment this year, said president/managing director, Datuk Mustafha Abd Razak.

We believe the economic growth will be better this year.

This will help us record encouraging growth, especially in the Credit Card-i segment this year, he said at the launch of the Gold Credit Card-i here today.

The Gold Credit Card-i was target at only 10,000 users, he said.

Mustafha said currently, the credit card segment contributed three per cent to the earnings of the bank and it was expected to touch 10 per cent by 2015.

The Credit Card-i, which was launched in 2008,...

September 1, 2014

Bank funding in the Middle East doesn’t boil down to liquidity alone

Many central banks in the region have started telling banks under their supervision that they will prefer to see a lot of their unsecured term lending migrate to the debt/sukuk market. There is also growing regulatory pressure to discontinue evergreen short term lending that has been getting constantly rolled over.

August 31, 2014

Bank Rakyat Eyes 10 Per Cent Growth For Credit Card-i Segment

KUALA LUMPUR, Aug 28 (Bernama) — Bank Rakyat targets to achieve 10 per cent growth for its Credit Card-i segment this year, said president/managing director, Datuk Mustafha Abd Razak.

We believe the economic growth will be better this year.

This will help us record encouraging growth, especially in the Credit Card-i segment this year, he said at the launch of the Gold Credit Card-i here Thursday.

The Gold Credit Card-i was target at only 10,000 users, he said.

Mustafha said currently, the credit card segment contributed three per cent to the earnings of the bank and it was expected to touch 10 per cent by 2015.

The Credit Card-i, which was launched...

August 31, 2014

Hipmunk Releases Money-Saving Advice for Thanksgiving

Looking to save on airfare and hotel rooms for Thanksgiving?

Well, according to money-saving travel company Hipmunk, you should book your flight now and make hotel reservations in November. It could save you nearly $200.

It should come as no surprise that waiting to book your flight is asking for trouble. According to Hipmunk, those who book before Labor Day spend $424 on airfare on average. Thats compared to the $561 travelers have to cough up if they wait until after that time.

But, on the flip side, it pays to wait to book hotel reservations, as the company suggests. Last year, those who booked a hotel room in August paid an average rate of $177. Those who booked in November...

August 30, 2014

Julys jaded credit

For private sector credit supply, July has been the month of autumn. Never ever has July seen a positive net credit supply–not at least since the central bank started disseminating monthly credit data, going as far back as FY07: July, thus, was no different!

Given their respective business cycles, textile, food, and commerce segments–whose combined outstanding loans are about 42 percent of the total–usually see a month-on-month fall in net credit off-take. And again, last month was not different.

But, what made July 2015 different was the magnitude of net retirement. Central bank data show that loans to private sector businesses dropped 1.37...

August 30, 2014

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