Saving money on air conditioning, SmartAC program

This heat wave has a lot of us looking for ways to save on our electric bills. But one money-saving move that left a 95-year-old woman living with a thermostat in the nineties. Shes 100 now so you know theres a happy ending, but her family had to step in and help five years ago. They called for repairs on her A/C unit, but found out the culprit was something shed allowed to be attached to it.

Hermine Reiring is the original owner of her Madera home, a 19650s model, and she likes it warm. But her granddaughter tells Action News — one time it got way too warm. Like right now its 79, but that day when the SmartAC kicked on it was about 100 degrees, said Kathy Reiring.

Hermine...

Leave a Comment July 3, 2015

Payday lending proposal squeezes low-income earners

Many Americans take for granted that if they have a toothache and need a cavity filled, they can afford to pay the dentist. If their car broke down tomorrow, they could pay the repair shop with cash or on credit. But for most low-income households living on extremely tight budgets, these options aren’t available.

A recent survey from the Federal Reserve finds that two-thirds of Americans making under $40,000 per year would have to either sell something or borrow money in the event of a $400 emergency expense.

Of course, not every household has something of value they can sell. And borrowing money from family or friends isn’t always an option. In these emergency circumstances,...

July 2, 2015

topcreditcardprocessors.com Releases June 2015 Recommendations of Thirty …

NAPLES, FL–(Marketwired – June 20, 2015) – topcreditcardprocessors.com has named the thirty top merchant cash advance services for the month of June 2015. The rankings consist of payment processing solution providers which have years of experience in providing noteworthy solutions. The rankings are produced through a meticulous evaluation process which involves the inspection and testing of top competing services to establish which are most effective at supplying their solutions. While there are thousands of services supplying solutions the rankings are used to showcase the absolute best.

The 30 top merchant cash advance services for June 2015 are:

1- Merchants...

July 1, 2015

On Deck Capital Cut to "Sell" at Zacks (ONDK)

Zacks downgraded shares of On Deck Capital (NASDAQ:ONDK) from a hold rating to a sell rating in a research note released on Wednesday morning.

According to Zacks, On Deck Capital, Inc. is an on-line platform that uses a big data, analytic model to source, underwrite, and fund loans to small businesses. The Company offers online tools and resources including data aggregation and electronic payment technology, and to evaluate the health of small businesses. Its small business loans include dental loans, restaurant loans, medical financing, restaurant financing, fast small business loans, fast small business financing, online small business loans, online applications for small business...

July 1, 2015

Short-term lending in the North West booms

Finance

Short-term lending in the North West booms

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Demand for short-term lending in the North West has grown 126 per cent compared to figures from 2014.

The period from January to March also saw a 173 per cent increase in the value of loans provided in the North West, latest figures from specialist lender Auction Finance Limited show.

Speaking about the positive start to 2015 Scott Hendry, director at Auction Finance, said: “The figures we are seeing coming out of the North West bode well for both the property auction industry and specialist short-term finance...

July 1, 2015

SunTrust Partners with USC Upstate to Offer Financial Literacy Series

The George Dean Johnson, Jr. College of Business at the University of South Carolina Upstate in partnership with SunTrust Banks, Inc. will offer a five-week financial literacy class beginning in January 2016.

The “Lunch and Learn” series to be offered to USC Upstate students, faculty, staff and the community and will feature a “New Year’s Resolution” theme.

Class topics will include Managing Your Liquidity, Personal Financing, Insurance Protection, Personal Investing, Retirement and Estate Planning. Classes will be taught by retired USC Upstate business professor John Cronin.

The fee for the series is $50 for the community, $25 for USC Upstate...

June 30, 2015

Funding A New Business Fast with Merchant Cash USA

Merchant Cash USA is looking to help every business, on the market, get the appropriate amount of cash desired to alleviate new business start up costs. The company is new to the merchant cash advance business, and opened its doors this June.

Las Vegas, NV (PRWEB) June 16, 2015

What do opening a new homeware boutique, revitalizing an Asian fusion restaurant, and starting a new construction business that needs both materials and man power have in common? These new businesses all need start up cash to help get off the ground.

Merchant Cash USA provides cash advances to new businesses who are looking for cash, fast. The company officially opened its doors this June, and is looking...

June 30, 2015

On Deck Capital, Inc. (NYSE:ONDK) Price Target Update

Shares of On Deck Capital, Inc. (NYSE:ONDK) ended Wednesday session in red amid volatile trading. The shares closed down 0.02 points or 0.16% at $12.59 with 355,122 shares getting traded. Post opening the session at $12.63, the shares hit an intraday low of $12.5 and an intraday high of $12.86 and the price vacillated in this range throughout the day. The company has a market cap of $875 million and the number of outstanding shares has been calculated to be 69,519,000 shares. The 52-week high of On Deck Capital, Inc. (NYSE:ONDK) is $28.98 and the 52-week low is $12.09.

On Deck Capital Inc is a United States-based financing network that offers financing to small businesses that do not meet...

June 30, 2015

Credit unions help local economies grow, regulator says

The nation’s credit unions are doing their part to ensure the continuing growth of local economies, according to a federal regulator who said the unions play a vital role in the country’s financial health.

Debbie Matz, chairman of the board of the National Credit Union Administration (NCUA) recently issued a statement in which she described the valuable role credit unions play. “Credit unions are continuing to make the loans necessary to grow local economies,” she stated. “As a result, credit unions members are buying houses and cars, and they’re paying for college to give young people a better start in life.”

Bay Ridge Federal Credit...

June 29, 2015

Lydia Derian Joins the Chosen Payments Team as Director of Business …

Moorpark, California (PRWEB) June 16, 2015

Lydia Derian, formerly the General Manager of Lavaggio – The Art of Auto Detailing, has joined Chosen Payments, one of the nation’s leading providers of credit card and payment processing, as their new Director of Business Development.

Derian comes to Chosen Payments with more than seven years of luxury business branding strategy development at Lavaggio and was instrumental in the creation and launch of the Lavaggio branch located at The Four Seasons West Lake Village. Lydia’s extensive experience and expertise in building a strong brand with Lavaggio positions her perfectly for her new role at Chosen Payments,...

June 29, 2015

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